Bailouts

EU running out of patience with Greece

Paul Taylor and Stephen Brown, Reuters
March 19, 2015
Greece needs to implement reforms, or its time in the euro is going to run out soon.

9 considerations to protect deposits from bail-ins

Mark O'Byrne
December 13, 2013
Some issues to watch would include institutions with legacy issues such as a high level of non-performing loans, a possible need for recapitalization and low credit ratings.

New EU bail-in agreement yesterday: What bail-ins would look like (Part VII)

Mark O'Byrne
December 12, 2013
The EU agreed new rules yesterday for bank bailouts or "bail-ins." The new system will take effect from 2016 but emergency resolutions can be brought forward in the event of banks failing in the interim period.

How likely are bail-ins? Bank of England says U.S. “could do today” (Part VI)

Mark O'Byrne
December 11, 2013
The U.S. already has in place plans for bail-ins in the event of banks failing. Indeed, the U.S. has conducted simulation exercises with the U.K. in recent weeks and will do so again in 2014.

Deposit confiscation and bail-in: Where likely and when? (Part V)

Mark O'Byrne
December 10, 2013
Bail-ins are likely to happen at banks that are close to failure in countries that have adopted the FSB bail-in conventions and or do not have financial resources to bail-out their banks. Thus, deposits in failing banks in G20 nations may be subject to bail-ins.

Bail-in regimes: The key attributes and who is driving? (Part IV)

Mark O'Byrne
December 9, 2013
A bail-in is when regulators or governments have statutory powers to restructure the liabilities of a distressed financial institution and impose losses on both bondholders & depositors.

Economists warn depositors may be burnt in bail-ins (Part III)

Mark O'Byrne
December 6, 2013
Here some leading economists and financial commentators in Ireland give their perspective regarding the risks of bail-ins. If you manage money in any way, your own or others, it will be prudent to heed their warnings.

Deposit confiscation poses a real risk to investors (Part II)

Mark O'Byrne
December 5, 2013
Preparations have been or are being put in place by the international monetary and financial authorities for bail-ins of both banks but also other financial institutions. The majority of the public are unaware of these developments, the risks and the ramifications.

Era of depositor bail-in cometh (part 1)

Mark O'Byrne
December 4, 2013
The era of bondholder bailouts is ending and that of depositor bail-in is coming. The changing financial landscape post crisis poses challenges to savers and investors globally. It is important we consider how savings and investments can be protected.

Too-big-to-fail bill pitched as fix for Dodd-Frank Act’s flaws

Cheyenne Hopkins
April 24, 2013
More legislation is needed to rein in biggest U.S. banks because the Dodd-Frank Act has failed to guard taxpayers, the bill’s sponsors said.